PENSIONER NEWSLETTERS

Dear valued pensioner,

As we near the end of 2025, I would like to thank each one of you for your continued trust in the Fund.

I would also like to highlight the importance of trustee governance in our Fund. Trustees play a critical role in ensuring that your Fund is managed with integrity, transparency, and sound financial oversight. The trustee elections took place from October 9 to October 20, 2025.

SIZWE HOSMED MEDICAL SCHEME

We would like to inform you that the Sizwe-Hosmed Medical Scheme has been placed under Provisional Curatorship by the Gauteng High Court, effective 04 September 2025. This follows an application by the Council for Medical Schemes (CMS).
What is happening with Sizwe Hosmed?
A Provisional Curator, Ms Lebogang Grace Mpakati, has been appointed to oversee the Scheme.
The Board of Trustees of the Scheme has been dissolved.
The Curator is responsible for ensuring that the Scheme continues to operate smoothly, complies with regulations, and strengthens its governance.

CELEBRATING SUCCESSFUL PENSIONER WELLNESS DAYS
Throughout 2025, NJMPF hosted Pensioner Wellness Days in several KZN districts. These events gave pensioners an opportunity to reconnect, engage, and focus on their overall well-being.
Each wellness day featured free health screenings, free eye screening, financial literacy talks and interactive engagement. Pensioners also received information on Fund updates and were able to interact with NJMPF management and service providers directly.
We thank every pensioner who attended the sessions, izandla zidlula ikhanda! Your energy and presence made every event a celebration of life and resilience.
Plans are already underway to expand the programme to more districts in 2026.

GOOD NEWS FOR PENSIONERS

100% bonus in November 2025

We are delighted to announce that all eligible NJMPF pensioners will receive a 100% bonus payment in November 2025.

This once-off bonus is part of our ongoing commitment to improving the financial well-being of pensioners. It reflects the Fund’s strong investment performance, prudent management, and commitment to delivering tangible value to those who served their communities with dedication and distinction.

We hope this bonus will bring additional comfort and joy as we enter the festive season.

RECENT PENSION INCREASES IN THE SUPERANNUATION FUND

The Fund approved two increases for Superannuation in 2025:

The pension increased by 3,0% with effect from 1 July 2025, with a pro-rata increase applying in respect of pensions that became payable during the period from 1 April 2024 to 31 March 2025. Further to this increase, an additional special increase of 3.0% was granted with effect from 1 July 2025, with a pro-rata increase applying in respect of pensions that became payable during the period from 1 April 2024 to 31 March 2025. The first 3% increase was processed in July 2025 and the second 3% was processed in September 2025.

The September payment combined the regular monthly pension (after the first 3% increase) and the back payment for the two months (July and August 2025).
The October 2025 monthly pension reflects both 3% increases and is your new monthly pension going forward.

PROTECT YOUR PENSION – STAY ALERT AGAINST SCAMS

We remind all pensioners to stay vigilant against fraudulent messages, phone calls, or individuals claiming to represent NJMPF.
• Always verify correspondence you receive from financial institutions with the relevant institution’s official sites.
• Financial Institutions would never ask for your PIN or PASSWORDS. Never share your OTP with any third party.
• Do not sign documents with contents you don’t understand or pay any fees to “speed up” your claims.
• Encourage fellow members and pensioners to be cautious.

RATIONALISATION PROJECT OVERVIEW

NJMPF is finalising the merger of the Retirement Fund and the Superannuation Fund, a project that has been in the works for years. This merger aims to eliminate historic inequalities.
This is a long-term project that has been underway for several years.
Educational Fund Insights will be shared to explain the details and next steps in pensioner-friendly language.
If you are unsure which Fund you belong to or what the merger means for you, we encourage you to reach out to our Client Services Department.
The rationalisation will result in one inclusive Fund structure that promotes fairness and equality.
By remaining informed, engaged, and proactive, you empower yourself and contribute to shaping a future that is secure, stable, and successful.